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Our company accepts monies placed in fixed deposits from the governments,
statutory bodies, corporations, associations, co-operatives, societies, other
body-corporates as well as private individuals.
We offer attractive interest rates to our depositors. Our rates shown below are
effective from 3rd April, 2018.
|> 12 months
||> 12 months
(1) Tier 1 is applicable to deposits from individual
member of the public and staff only.
(2) Tier 2 is applicable to deposits from
shareholders, financial institutions, corporations, political
parties, associations, clubs, societies, religious organizations, schools and
all other depositors.
* Deposits for Tenure other than as listed may be accepted subject to
confirmation from our Company's Management
Frequently Asked Questions
Can non-residents place fixed deposits with your company?
Yes, subject to any currency and other restriction imposed by the
Government from time to time. Deposit interest shall, however, be subjected to
What is the procedure on opening of fixed deposit account?
Depositors shall be required to complete signature specimen card
and certain other documents available at our offices and place an initial
deposit of at least RM500 (RM5,000 for 1 month deposit). Depositors other than
individuals shall need to provide proof of authority for deposit placement,
e.g. board resolution for company.
How is deposit interest paid?
For deposits with tenure below 12 months, interest is paid upon
maturity. For deposits above 12 months, interest is paid half yearly.
Do you offer higher interest rates for senior citizens?
Yes, senior citizens who are aged 55 and above at the time
of placement of the fixed deposit will be given 0.25% above the board rate for
the appropriate tenure.
Can I issue a cheque in my own name for placement of fixed
deposit with your company?
No, due to recent changes in banking industry practices, we would
only accept the cheque if the cheque is issued to Borneo Housing Mortgage
Finance Bhd. (Applicable to Kuching Branch only).